Payactiv cash advance app review | finder.com Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. PayActiv, Inc. | Complaints | Better Business Bureau Profile Visit our guide to cash advance apps to learn about how these apps work. The date CBKC receives your direct deposit and the effectivedate are controlled by the originator. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. 2023 Trustpilot, Inc. All rights reserved. :), I am changing my review again because grace helped me out with no problem. These offers do not represent all deposit accounts available. Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck. Join today. 2023 Payactiv, Inc. All Rights Reserved. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Like other cash advance apps, Payactiv also offers financial wellness services. The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. One of our representatives will be reaching out to you shortly to assist you. 5000+ G2 reviews. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. In terms of security, no app is 100% secure. This is the absolute worst app!! Payactiv is a life saver! You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Optional, only if you want us to follow up with you. Have a blessed day. This site may be compensated through third party advertisers. Some employers also may limit how much of an advance theyre willing to offer. Have a wonderful day ahead! Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. PayActiv. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. We use dedicated people and clever technology to safeguard our platform. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. What Is DiversyFund? Albert Wick amazing, skilled, and delightful human being thank you again. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. These offers do not represent all available deposit, investment, loan or credit products. We also ensure all reviews are published without moderation. Payactiv is transforming and scaling Good processes and experienced managers starting to make a difference EWA is exploding and the company has positioned itself very well The platform is far ahead Cons The last couple of years with Covid and growing pains were hard. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. We always try our best to do our job well and your kind words make it all worthwhile. In the Business to Business Service category. But a small percentage of users didn't have a seamless experience. We think it's important for you to understand how we make money. Payactiv Review. We may receive compensation from our partners for placement of their products or services. Contact - Payactiv , Hi Allysa,Thank you for taking the time to write a review about your experience. The PayActiv app uses secure encryption and transmission technology to protect your data. This may result in yourhaving access to the funds sooner. :). PayActiv Review 2022: Access Your Money Earlier | GOBankingRates Have a blessed day. We hope to find a solution that makes you smile. 2023 Payactiv, Inc. All Rights Reserved. Learn more about Apollo.io Create a free account No credit card. We're working on your case. So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. Private company. About Us - Payactiv Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Ronnie was a FABULOUS agent to work with. If i could i would give 0 stars this app and the service they give is horrible . Articulate , very informative , and patient. Up to 2 days early deposit of your paycheck2. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Information technology & services. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. One of our representatives will be reaching out to you shortly to assist you. He deserves recognition. Advice to Management Love you Davis M! I appreciate the patience, going the extra mile, and not once being rude! Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. ray. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave. How many times can you use PayActiv in a pay period? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We always try our best to do our job well, and your kind words make it all worthwhile. Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. We always try our best to do our job well, and your kind words make it all worthwhile. Payactiv how to apply for an online loan, review of the loan company Alan Davis is one of the best Representatives this company has. So far weve moved $5B+ in wages to workers, helping save $400M+ in predatory fees and penalties.**. If I have any future issues, I know I will be taken care of. Find out how we combat fake reviews. Thank you again! It takes a holistic approach to improving financial wellness and employee satisfaction. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. However, it did earn a TrustPilot score of 3.3. We'd like to turn this around and resolve your issue ASAP. :). One of our representatives will be reaching out to you shortly to assist you. Payactiv Visa Card users with direct deposit enjoy free real-time EWA transfers and additional exclusive discounts. When possible, please email us your details at support@payactiv.com with App reviews in the subject line. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. If your employer offers EWA, all fees to access your earned wages are less than $3. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Stay away from this bank. She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities plus her two kids and husband. Hi Regina,Thank you for taking the time to write a review about your experience. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Get what youve already earned, right now, to pay bills or buy what you need. I dont ever try leaving bad reviews because it hurts businesses. Agent assisted me and resolved my issues very quickly. Their customer representative dont know anything. Horrible business and customer service. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. 1 Standard rates for data and messaging may apply from your wireless provider. Very knowledgeable and patient. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. Our buyer guides are meant to save you time and money as you look to buy new tools for your organization. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. :). Update: After seeing my posted review, Jasper from UKG Wallet contacted me to rectify the situation. Hi Shelly,Thank you for taking the time to write a review about your experience. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. If you have questions about Payactivs security policies, contact the company on its website. He was still taking care of it and much to my surprise fixed it all together whiley phone was rebooting. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. We always try our best to do our job well, and your kind words make it all worthwhile. Like I said, I do want to thank him again for this. Described as an all-in-one digital wallet on the PayActiv website, the service provides users with a free Visa prepaid card, money management tools and the ability to access 50% of your money as it is earned instead of waiting until the end of your pay period when you receive your check or direct deposit. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. You can apply for a Payactiv account online. Receive and send funds to other members. In the Business to Business Service category. Thank you Grace!!! Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. Hi Hadar,We sincerely apologize for the inconvenience. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. If youre struggling to attract and retain talent, revamping your employee benefits package is a great place to start Employers winning the war 2023 Payactiv, Inc. All Rights Reserved. Thank you Mr. Davis. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. I wish I never started using this app, its so frustrating!!! Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. PayActiv, Inc. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. The app is high-rated on the App Store and Google Play store. You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. He kept his word n stayed on contact with me. Verification can help ensure real people write reviews about real companies. PayActiv Pricing, Alternatives & More 2023 - Capterra OrbisPay vs. Payactiv Comparison To resolve your issue we need your account details. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? It's pretty simple, actually. We use dedicated people and clever technology to safeguard our platform. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. Took 5 minutes on chat to get asked the number to my account, while I was logged in. They cant help you resolve any issues. Thank Yall So Much Kudos to the whole entire Payactv team! Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Editorial Note: This content is not provided by PayActive, Empower or Dave. :). * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. information service that aims to provide you with information to help you make better decisions. Have a wonderful day. Mr. Davis worked very hard to help me and work with his supervisor. Companies can ask for reviews via automatic invitations. A team member will be in touch ASAP. Credit Karma is committed to ensuring digital accessibility for people with disabilities. We always try our best to do our job well, and your kind words make it all worthwhile. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv Consider alternatives before opting for a short-term loan: Payactiv pay advance app is not currently available on Finder. Have a blessed day. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Customer service rep Zachery Marshall was very polite and patient. Customer service is rude!! PayActiv is not a credit card or a payday loan company. Ray M. made it so easy to get set up where i can have access to my wages. Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. Finder.com LLC. :). Alan Davis was very awesome. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Get offers from potential lenders in minutes by filling out just one online form. Hi Connor,Thank you for taking the time to write a review about your experience. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Advance up to $250 from your paycheck plus get access to your paychecks up to 2 days early with direct deposit. All Rights Reserved. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. Multiple attempts at using live chat were completely ignored with zero response after the initial greeting, in one case after an agent sent the greeting the chat was closed for lack of agents. They tell ya they cant do anything to contact the merchant. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. Helping Low-Income Workers Stay Out of Debt - Harvard Business Review Learn how we maintain accuracy on our site. If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Beware Dont Use. Payactiv SDS-IT's financial review - apollo.io But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. We always try our best to do our job well and your kind words make it all worthwhile. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. She did such a wonderful job, was patient and empathetic and had my problem fixed instantly. Get company announcements, pick up shifts, and get reminders and alerts from work. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. We're available 24/7/365. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. You don't have to wait for payday, pay overdraft and late fees, or borrow money.. Its an app that people can use just like a regular wallet to store their card details and information. All Right Reserved. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Is Payactiv safe? Head over to our Support Form and someone from our team will assist you. I appreciate her help please give her a raise . Payactiv - Apps on Google Play Anyone can write a Trustpilot review. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Image: Woman on the street looking at her mobile phone. We update our data regularly, but information can change between updates. lawanda moore. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future.